以下是为大家整理的《高一政治银行的业务和作用教案》，希望能为大家的学习带来帮助，不断进步，取得优异的成绩。
《银行的业务及其作用》教学案
高考考点：银行的业务和作用、储蓄及其作用
教学难点：银行的业务和作用、储蓄及其作用
基础知识导学
一、银行业务及其作用
1、银行的基本业务有：吸收存款、发放贷款、办理结算。
（1）吸收存款：——商业银行的第一项基本业务。
两个来源：一个是企业、事业等单位的存款；一个是城乡居民的储蓄存款。
（2）发放贷款：
作用：是银行利润的主要来源；
支持工农业生产；
促进商品流通，扶持科学技术和文化事业的发展。
（3）结算：
①含义：就是把一定时期的各项经济收支往来核算清楚；
②形式：
现金结算：
转帐结算：
2、在经济往来的结算中经常使用的信用工具是：转帐支票、汇票和信用卡
（1）转帐支票
支票的含义与分类
转帐支票的使用范围：办理同城转帐结算的。
（2）汇票
含义
范围：主要用于外埠结算
今天，收到农行的短信，说我的信用卡欠费已逾期，吓我一跳，首先是我不记得欠了这么比钱，居然一点印象都没有，其次是说我逾期，那不是增加了一次不良信用，在这个讲诚信的社会里，银行可以欠钱，老百姓欠银行钱，哪怕是一分，也会被记录在黑名单里，想到这里我赶紧骑上我的小摩的，直奔银行atm机查余额。
这么大个银行，连个atm机都不肯整个新的，那屏幕分辨率简直就是不清楚，还是不清楚，收入密码，屏幕显示正在处理中，处理了整整半分钟吧，我点开余额，还真欠了这笔钱，顿时傻了眼，下巴也掉到了地上，银行说你欠的，那你肯定欠了的。我赶紧取来钱还上。
回到家查短信，还真有这么条，但是到期日是8月21日，而不是2日，所以我也没有把还款纳入这几天的日程，但是我就奇了怪了，短信上明明说是21日，怎么就逾期了呢？我得打个电话问问清楚啊，拨通农行的信用卡热线，按了人工服务，电话里传来很亲切嗯女声：“对不起，我们的客户代表正在通话中”，然后是一段轻音乐，如此循环三次，叫我稍后再拨，就挂了我的电话，尼玛，难道我打电话不要钱啊，还是你们替我付啊！
这件事就没弄清楚因为打不进热线啊，人家生意太好，热线太热，怪谁呢，要怪只能怪自己啊，谁叫你平时乱花钱来着，nozuonodie！
钟管中心学校姚培伟
六年级:姚培伟
大学生使用信用卡现象
与信用卡
目前，一个由各大银行发行的信用卡和购物卡，商场广泛vareity蓬勃发展的势头在全国各地高校和高校，与高校组成的学生证持有人不断增长的人口众多。事实上，五分之一的学生中，预计在至少拥有一张信用卡，这一数字预计将在稳定increse，扬子晚报的最新公布的数据显示后。
任何事情一样之前，这种塑料小片的出现，校园一卡通的信贷的日益普及同时具有光明和黑暗的方面。一方面，年轻人上大学，从偷窃一笔可观的现金无故障，可享受信用卡的便利性和分期付款购买昂贵的商品。另一方面，然而，该卡的不负责任，这些青少年过度使用，其中大部分是刚从中等学校预算的钱没有能力，可以使它们的债务沉重，将带他们年还清。
我个人的水平，同时享受着便利的主机可能带来的信用卡，我们不能忽视一个明显的事实：在大多数情况下，父母是没有任何限制我们的消费金融来源。相反，我们都应该放在我们的首要任务，并提出自己的研究后，我们的父母以外的严重依赖
on credit card
at present, a wide vareity of credit cards issued by major banks and shopping malls are thriving in colleges and universities across the nation, with a multitude of college students making up a growing population of card holders. indeed, one out of five students is estimated to be in possession of at least one credit card, and the figure is e_pected to be on the steady increse, the latest data published by yangtze evening post suggests.
like anything prior to the emergence of this small piece of plastic, the increasing popularity of credit card on campus has both bright and dark sides. on the one hand, young adults in college, free from the trouble of pocketing a considerable sum of cash, could enjoy the convenience of credit cards and purchase e_pensive goods by installments. on the other hand, however, the irresponsible and e_cessive use of the cards by these youngsters, the majority of whom are fresh out of middle school incapable of budgeting their money, can make them heavily in debt which will take them years to pay off.
on my personal level, while enjoying a host of conveniences the credit card may bring, we couldn’t afford to ignore a conspicuous fact: in most cases, parents are our sole financial sources.instead of spending without any restrict, we are supposed to put studies on the top of our agenda and move ourselves beyond heavy dependence upon our parents
春节到来的时候，每个人都为这个日子感到高兴，并不仅仅因为他们可以放松一段时间，同时也是因为他们可以有更多的时间陪伴家人。假期过完后，大多数人回去工作的时候都变胖了。他们在节日里所吃的食物通常是各种各样的肉，这使得他们在短时间内变胖。摆脱脂肪刻不容缓。
the first thing they need to do is to balance the food. meat should be less while vegetable can be more. fruit is good for the body, which can promote the food to be digested. some people refuse to have food, which is the wrong way to lose weight. we need to make sure our body is healthy, only this can make lose weight meaningful. if we have the strong will, then we can keep fit. 第二件事就是去锻炼。人们总是抱怨，他们整天坐在办公室里，没有时间锻炼。事实上，他们可以在家里，不用出去外面去运动。例如，他们可以做瑜伽，在电脑前面看视频。如果我们有坚强的意志，我们就能保持健康。
随着科技的发展，现在人们的生活变得越来越方便。他们只要把智能手机随身携带，就可以把所有的账单都支付好。越来越多的年轻人选择使用信用卡，提前花费。这个行为在某种程度上是可以主张的。
for the people who have secure job is good for them to spend tomorrow’s money. with money, they can improve their life standard. such as paying the house every month, or buying some products that make them happy. the meaning of money is to make life better, otherwise it is just the paper. 信用卡很方便，人们可以过上更好的生活，但是前提是他们的收入支持他们慢慢偿还。有时花明天的钱也是一个很好的选择。
篇三为什么越来越多女孩选择单身 why more girls choose to be single
it is said that in the future, the population of male will be more than female about 30 million, so girls seem to be chased by many males. while the fact is that more and more girls choose to be single, even they are more than 30. these girls are trend to be the new generation. 据说在未来，男性将超过女性的人口约3000万，所以似乎女孩会被很多男性追求。而事实上是，越来越多的女孩选择单身，即使年龄超过30岁。这些女孩是新一代的女性。
many parents are worried about their daughters’ marriage. they want their girls find their life partner, so that they can feel easy, because someone takes the job of taking care of their sweet heart. while nowadays, the girls are independent, they chase for equality in the new family, while most chinese parents are still very traditional. they think once the girl marries their son, it is her duty to do all the house chores. in this way, the girl can’t find the balance between family and work. the smart one will choose the latter. 许多父母都担心他们女儿的婚事，他们希望自己女儿可以找到生活伴侣，这样他们就可以感到轻松，因为有人替他们照顾女儿。而如今，女性是独立的，她们在组建家庭中追求平等，虽然大多数中国父母仍然很传统，认为一旦女孩嫁给他们的儿子，就有职责去做完所有的家务。这样的话，女孩无法在家庭和工作之间找到平衡，聪明的人会选择后者。
the girls’ choice shows that they pay more attention to their rights and realize what they want. in the marriage, male and female share the equal responsibility. when men learn to be considerate, then the girls will choose the marriage. 女孩子们的选择表明了她们更加注重自己的权利，拿到自己想要的东西。在婚姻中，男性和女性有着平等的责任，当男人学会善解人意，那么女孩才会选择婚姻。
on credit card
at present, a wide vareity of credit cards issued by major banks and shopping malls are thriving in colleges and universities across the nation, with a multitude of college students making up a growing population of card holders. indeed, one out of five students is estimated to be in possession of at least one credit card, and the figure is e_pected to be on the steady increse, the latest data published by yangtze evening post suggests.
like anything prior to the emergence of this small piece of plastic, the increasing popularity of credit card on campus has both bright and dark sides. on the one hand, young adults in college, free from the trouble of pocketing a considerable sum of cash, could enjoy the convenience of credit cards and purchase e_pensive goods by installments. on the other hand, however, the irresponsible and e_cessive use of the cards by these youngsters, the majority of whom are fresh out of middle school incapable of budgeting their money, can make them heavily in debt which will take them years to pay off.
on my personal level, while enjoying a host of conveniences the credit card may bring, we couldn’t afford to ignore a conspicious fact: in most cases, parents are our sole financial sources.instead of spending without any restrict, we are supposed to put studies on the top of our agenda and move ourselves beyond heavy dependence upon our parents.
1、近年来越来越多的大学生开始使用信用卡
2、分析产生该现象的原因
3、针对大学生使用信用卡提出你的建议
on credit card
at present, a wide vareity of credit cards issued by major banks and shopping malls are thriving in colleges and universities across the nation, with a multitude of college students making up a growing population of card holders. indeed, one out of five students is estimated to be in possession of at least one credit card, and the figure is e_pected to be on the steady increse, the latest data published by yangtze evening post suggests.
like anything prior to the emergence of this small piece of plastic, the increasing popularity of credit card on campus has both bright and dark sides. on the one hand, young adults in college, free from the trouble of pocketing a considerable sum of cash, could enjoy the convenience of credit cards and purchase e_pensive goods by installments. on the other hand, however, the irresponsible and e_cessive use of the cards by these youngsters, the majority of whom are fresh out of middle school incapable of budgeting their money, can make them heavily in debt which will take them years to pay off.
on my personal level, while enjoying a host of conveniences the credit card may bring, we couldn’t afford to ignore a conspicious fact: in most cases, parents are our sole financial sources.instead of spending without any restrict, we are supposed to put studies on the top of our agenda and move ourselves beyond heavy dependence upon our parents.
英语四级作文话题：
信用卡是一种非现金交易付款的方式，是简单的信贷服务。消费时无须支付现金， 在购物时刷卡不仅安全、方便，还有积分礼品赠送，这种消费方受到越来越多人的喜欢。任何东西都是一把双刃剑，虽说信用卡可以解决经济上的暂时危机，但一旦超过无息还款的时间，就会收取高额的利息。面对这种情况，我们该怎么办?如何理性消费?
英语四级作文范文：
at present, a wide vareity of credit cards issued by major banks and shopping malls are thriving in colleges and universities across the nation, with a multitude of college students making up a growing population of card holders. indeed, one out of five students is estimated to be in possession of at least one credit card, and the figure is e_pected to be on the steady increse, the latest data published by yangtze evening post suggests。
like anything prior to the emergence of this small piece of plastic, the increasing popularity of credit card on campus has both bright and dark sides. on the one hand, young adults in college, free from the trouble of pocketing a considerable sum of cash, could enjoy the convenience of credit cards and purchase e_pensive goods by installments. on the other hand, however, the irresponsible and e_cessive use of the cards by these youngsters, the majority of whom are fresh out of middle school incapable of budgeting their money, can make them heavily in debt which will take them years to pay off。
on my personal level, while enjoying a host of conveniences the credit card may bring, we couldn39;t afford to ignore a conspicious fact: in most cases, parents are our sole financial sources.instead of spending without any restrict, we are supposed to put studies on the top of our agenda and move ourselves beyond heavy dependence upon our parents。
英语四级作文词汇：
credit card 信用卡
popularity [ˌpɒpjʊˈlærɪtɪ] n. 名声，受大众欢迎，流行
convenience [kənˈviːnɪəns] n. 方便;便利的事物
college [kɔlidʒ] n. 大学;学院;
dependence [dɪˈpɛndəns] n. 依赖;瘾
domination [ˌdɒmɪˈneɪʃən] n. 统治，支配
responsibility [rɪˌspɒnsəˈbɪlɪtɪ] n. 责任;责任感;职责;